Our business model is simple: if a borrower receives money, we collect a fee for administration and legal diligence as a percentage of the total transaction, dependent on the specific arrangement of terms agreed with the borrower. We are between 10% to 50% cheaper than the average fee charged by other institutions, in addition to being faster and easier to use thanks to the advantage of the Sharing Economy. If you want to know more about iBAN Wallet, visit us our website: https://www.ibanonline.com/ or our campaing https://www.seedrs.com